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  • HOME
  • PROPERTIES
    • OUR PROPERTIES
    • BUYING OR INVESTING
    • SELLING YOUR PROPERTY
    • HOME STAGING
    • DESIGN – BUILD
  • ABOUT
    • ABOUT US
    • AGENTS
  • FAQ
  • BLOG
  • CONTACT
  • AREAS
    • LAKE ANNA
    • SPOTSYLVANIA
    • LOUISA
    • ORANGE
    • FREDERICKSBURG
    • STAFFORD
    • WOODBRIDGE
    • NOVA
info@genaloandassociates.com
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inception-app-prod/YTU5ZjY5NzAtNzRkNi00NTI5LThkYWMtZjQzYmJlZWU0ZThl/content/2021/06/genaloassociatescopy.png
  • HOME
  • PROPERTIES
    • OUR PROPERTIES
    • BUYING OR INVESTING
    • SELLING YOUR PROPERTY
    • HOME STAGING
    • DESIGN – BUILD
  • ABOUT
    • ABOUT US
    • AGENTS
  • FAQ
  • BLOG
  • CONTACT
  • AREAS
    • LAKE ANNA
    • SPOTSYLVANIA
    • LOUISA
    • ORANGE
    • FREDERICKSBURG
    • STAFFORD
    • WOODBRIDGE
    • NOVA
inception-app-prod/YTU5ZjY5NzAtNzRkNi00NTI5LThkYWMtZjQzYmJlZWU0ZThl/content/2021/06/genaloassociatescopy.png
  • HOME
  • PROPERTIES
    • OUR PROPERTIES
    • BUYING OR INVESTING
    • SELLING YOUR PROPERTY
    • HOME STAGING
    • DESIGN – BUILD
  • ABOUT
    • ABOUT US
    • AGENTS
  • FAQ
  • BLOG
  • CONTACT
  • AREAS
    • LAKE ANNA
    • SPOTSYLVANIA
    • LOUISA
    • ORANGE
    • FREDERICKSBURG
    • STAFFORD
    • WOODBRIDGE
    • NOVA
inception-app-prod/YTU5ZjY5NzAtNzRkNi00NTI5LThkYWMtZjQzYmJlZWU0ZThl/content/2021/06/genaloassociatescopy.png

FREQUENTLY ASKED QUESTIONS

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AM I READY TO BE A HOMEOWNER?

Only you can answer this question. Owning a home is the American dream but comes with responsibilities. Paying your mortgage, taxes, insurance, and utilities are only a small part of home ownership. 
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IS RENTING OR BUYING BETTER?

Everyone’s situation is unique to them. We would be happy to have a conversation with you to see what works best for you.
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WHAT IS THE LENDER'S FORMULA?

Most lenders base their home loan qualification on both your total monthly income and expenses, your credit score, and credit worthiness. 
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DO I NEED A HOME WARRANTY?​

Home warranties are typically used on residential resale properties. There are different types of coverage. We can help you decide if its needed.
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WHAT SHOULD I EXPECT AT CLOSING?

At your mortgage closing, you will sign your mortgage and other documents, make any required payments, and receive the keys to your new property. You will provide a certified or cashier’s check to cover the down payment (if applicable), closing costs, prepaid interest, taxes, and insurance.
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WHAT IS A PRE-APPROVAL VS. A PRE-QUALIFICATION?

A pre-approval gives you a specific loan amount that you are eligible for.

A pre-qualification is an estimate of what you can borrow.

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WHAT SHOULD I OFFER?​

So you found the perfect property, now what? This is where the advantage of having a real estate agent is imperative. We will help you make a sound offer based on location, amenities, and fair market value. We will also walk you through the contract, negotiation process, and closing. 
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DO YOU HAVE MORE QUESTIONS?​

We are happy to answer any questions you may have regarding buying, selling, staging or building.

Office information

MLS #GENAL1Genalo and Associates LLC
3201 Blount Drive Bumpass
VA 23024
540-895-7325
info@genaloandassociates.com

Areas

  • Spotsylvania
  • Louisa
  • Orange
  • Lake Anna
  • Stafford
  • Woodbridge
  • Fredericksburg

Consumer Protection & Privacy

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For ADA assistance, please email compliance@placester.com. If you experience difficulty in accessing any part of this website, email us, and we will work with you to provide the information.
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