Only you can answer this question. Owning a home is the American dream but comes with responsibilities. Paying your mortgage, taxes, insurance, and utilities are only a small part of home ownership.
IS RENTING OR BUYING BETTER?
Everyone’s situation is unique to them. We would be happy to have a conversation with you to see what works best for you.
WHAT IS THE LENDER'S FORMULA?
Most lenders base their home loan qualification on both your total monthly income and expenses, your credit score, and credit worthiness.
DO I NEED A HOME WARRANTY?
Home warranties are typically used on residential resale properties. There are different types of coverage. We can help you decide if its needed.
WHAT SHOULD I EXPECT AT CLOSING?
At your mortgage closing, you will sign your mortgage and other documents, make any required payments, and receive the keys to your new property. You will provide a certified or cashier’s check to cover the down payment (if applicable), closing costs, prepaid interest, taxes, and insurance.
WHAT IS A PRE-APPROVAL VS. A PRE-QUALIFICATION?
A pre-approval gives you a specific loan amount that you are eligible for.
A pre-qualification is an estimate of what you can borrow.
WHAT SHOULD I OFFER?
So you found the perfect property, now what? This is where the advantage of having a real estate agent is imperative. We will help you make a sound offer based on location, amenities, and fair market value. We will also walk you through the contract, negotiation process, and closing.
DO YOU HAVE MORE QUESTIONS?
We are happy to answer any questions you may have regarding buying, selling, staging or building.
